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Conservative, moderate or aggressive?

What Type of Investor Are You? To find out more about your investment style, take a few minutes to complete our Investor Profile Questionnaire. It is simple and easy, and it will help you learn what kind of investment strategy best suits you.

Are you Conservative, looking at safe options for the long run?

Maybe Moderate is more your style, looking for a balance between security and good returns?

Or are you Aggressive, focused on change and growth?

Each style calls for different strategies and solutions in order to attain corresponding objectives in terms of liquidity, fixed income and growth. We live in a global economy, complex, vast, and rapidly changing. Choosing the right approach is important to your financial success. We can offer the advice you need to help build a portfolio that matches your growth expectations while respecting your comfort level in terms of risk.

Our Investor Profile Questionnaire can help you identify what style is most like you.

There are no "good" or "bad" answers on this questionnaire: just answers that are closest to how you feel. Pick the answer that most closely reflects your preferences, so we can better help find the solutions that suit your needs.

Investor Profile Questionnaire

 


What is your age range?

  

  Over 65 years

  

  56 to 65 years

  

  46 to 55 years

  

  30 to 45 years

  

  Under 30 years


How would you describe your investment knowledge?

  

  Novice - I'm new to investing

  

  Fair - I've invested in things like GICs, but I haven't looked into other kinds of investments

  

  Good - I've invested in some mutual funds and know the difference between a stock and a bond

  

  Very Good - I've invested in different kinds of investments and understand how the markets work

  

  Sophisticated - I am very knowledgeable about the markets and different kinds of investments


How secure are your sources of income?
The more secure your income is, the less likely you'll need to withdraw from your investment earlier than planned.

  

  Very unstable

  

  Fairly unstable

  

  Stable

  

  Fairly stable

  

  Very stable


Which statement best describes what you want from your investment?

  

  Regular income

  

  Mostly income with some growth

  

  Mostly growth with some income

  

  Growth over the long-term


When will you need this money?

  

  Less than 3 years

  

  3 to 5 years

  

  6 to 10 years

  

  11 to 15 years

  

  More than 15 years


How would you react if the value of your portfolio suddenly dropped by 20%?

  

  Sell it all

  

  Switch to more conservative investments

  

  Wait for at least 3 months and then re-evaluate

  

  Make a small additional investment

  

  Make a significant additional investment


Which of the following statements best describes the trade-off you would be most willing to make with your investment?

  

  Low - expected long-term return of 5%, possible loss of 0% in any one year

  

  Medium - expected long-term return of 7%, possible loss of 10% in any one year

  

  Medium-High - expected long-term return of 9%, possible loss of 20% in any one year

  

  High - expected long-term return of 12%, possible loss of 25% in any one year

  

  Very High - expected long-term return of 15%, possible loss of 30% in any one year


   

You are a conservative investor.

You are objective and impartial, and the short-term ups and downs of financial markets are not a major concern for you. Responsible and careful in managing your finances, you usually choose the safe option. You occasionally take a moderate risk, especially on an investment with a term of at least five years. But you usually find it more reassuring to invest in products when you know the interest rates, terms, and interest payment schedules ahead of time.

Money market funds, term deposits, fixed-income mutual funds or equity funds -- there's a host of investment products on the market today that are just right for you, according to your profile. Each of them carries its own level of risk and return. Picking the right type of investments to suit your time horizon, tax situation, income and liquidity needs, and risk and volatility tolerance can be a complicated task.

At AJA insurances, our goal is to help you build, protect and manage your financial well-being. We can tailor solutions based on your unique needs. Our financial services professionals will examine your current situation, help determine where you want to be in the future, and then help you establish the best route to get there.

Start building for your goals now. Call or e-mail us to put your plans into action.

We're here to serve you.


This profile is based on average responses and is provided for general information purposes only. It should not be considered to be investment advice.

Every person is an individual. A financial services professional can work with you to identify the savings and investment opportunities that can help you accomplish your specific goals within your own timelines and risk acceptance levels. We urge you to contact a professional for guidance.

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You are a moderate investor.

Moderate by nature, you behave the same way in matters of finance, looking for good returns and security from your investments. But every once in a while, you feel the urge to enhance the long-term growth of your capital and you reserve a portion of your portfolio for higher risk/reward investments.

Money market funds, term deposits, fixed-income mutual funds or equity funds -- there's a host of investment products on the market today that are just right for you, according to your profile. Each of them carries its own level of risk and return. Picking the right type of investments to suit your time horizon, tax situation, income and liquidity needs, and risk and volatility tolerance can be a complicated task.

At AJA insurances, our goal is to help you build, protect and manage your financial well-being. We can tailor solutions based on your unique needs. Our financial services professionals will examine your current situation, help determine where you want to be in the future, and then help you establish the best route to get there.

Start building for your goals now. Call or e-mail us to put your plans into action.

We're here to serve you.


This profile is based on average responses and is provided for general information purposes only. It should not be considered to be investment advice.

Every person is an individual. A financial services professional can work with you to identify the savings and investment opportunities that can help you accomplish your specific goals within your own timelines and risk acceptance levels. We urge you to contact a professional for guidance.

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You are an aggressive investor.

An aggressive investor, you are focused on change and growth. You have vision and dream of success, yet you are careful to calculate the risks you are taking. In your investment portfolio, you seek value and good long-term potential for growth, yet you would be receptive to the idea of complementing your core portfolio with some higher-yielding investments.

Money market funds, term deposits, fixed-income mutual funds or equity funds -- there's a host of investment products on the market today that are just right for you, according to your profile. Each of them carries its own level of risk and return. Picking the right type of investments to suit your time horizon, tax situation, income and liquidity needs, and risk and volatility tolerance can be a complicated task.

At AJA insurances, our goal is to help you build, protect and manage your financial well-being. We can tailor solutions based on your unique needs. Our financial services professionals will examine your current situation, help determine where you want to be in the future, and then help you establish the best route to get there.

Start building for your goals now. Call or e-mail us to put your plans into action.

We're here to serve you.


This profile is based on average responses and is provided for general information purposes only. It should not be considered to be investment advice.

Every person is an individual. A financial services professional can work with you to identify the savings and investment opportunities that can help you accomplish your specific goals within your own timelines and risk acceptance levels. We urge you to contact a professional for guidance.

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